In the wake of booming internet, traditional businesses handled by bank branches have now been turned into internet businesses at a quicker pace. ANBOUND think tank scholars think that future operation types of commercial banks will undergo fundamental changes, leading to an increasingly small number of physical branches. The businesses of internet finance will account for more and more significance and boost the development of finance internetization. However, it should be noted that the speed of reducing banks' physical branches depends on the advancement speed of internet technology, the innovation speed of internet finance as well as the issuance speed of supervision laws and regulations.