In China's financial industry, currency fund products headed by "Yu E Bao" are causing an industry reform via the butterfly effect. ANBOUND research team believes that to release the butterfly effect of financial industry, China needs to liberate the policies, lower the requirements and open up to embrace the new phenomenon of marketization reform. No matter it is the emerging internet finance or the traditional rural commercial banks, or other forms of financial institutions, if given the right development environment,the butterfly effect of financial industry will gradually accumulate and activate the whole industry. What’s more, it might achieve an all-win situation.