The recent halt from the central bank to PING AN BANK's ABS products indicates that the drawback to the fragmented regulation may curb the developing momentum of the financial market. ANBOUND research team states that the regulators should face up to the problems coordination and regulation exhibit, clarify their thoughts for supervision and settle their decisions through legislation. For those problems emerged during the earlier developing periods of the new things, solutions need to be found as soon as possible, so as to avoid the extra costs and internal frictions caused by fragmented regulation.