The Chinese government will officially complete the replacement of leadership after the"two sessions"in next year. Generally, leaders of every term face some common issues in terms of economic and social development. Meanwhile, they wish to highlight their unique ideas and strategies. Judging from the current situation, new urbanization will play a special role in China's future development strategy and will serve as an important tool. How to understand and promote new urbanization? The local governments, banks and enterprises should have good understanding on the issue as it is important and is helpful in seizing the opportunities in future development.