According to the statistics disclosed by 9 listed banks in China in the first quarter of 2018, the growth rate of bank deposits continued to slow down, and even nearly stagnated, being lower than the loan issuance rate. Specifically, in the sequence of small banks, the growth rate of total deposits absorbed by Bank of ChengDu was 1.47% from the end of the previous year, and the growth rate of Bank of Nanjing was 1.23%. In the series of major banks and joint-stock companies, China Construction Bank's customer deposits in the first quarter increased by 4.11% compared to the same period of last year, and CITIC Bank’s year-on-year increase was 1.37%. It appears that the difficulty faced by bank deposits is becoming more and more serious.