China plans to significantly enhance its market openness in various financial sectors. In particular, after three years, the proportion of foreign investment in the personal insurance industry will become 100% after five years, which will have a significant impact on the market. China's opening up of the financial industry depends mainly on three reasons: First, China meets the requirements of the new situation and of the foreign investment; second, the demand of the opening of China's own market; third, the Chinese capital already has considerable local strength in these financial markets, which has increased its impact resistance.