The real estate industry accounts for 69% of the total assets of Chinese households, while in the USA that number is only 36%. This means that if the people of China want to preserve their personal wealth, property prices but continue to rise to ensure that value is added. Otherwise, many families will lose the wealth they have accumulated since the economic reform and revert to their pre-reform status overnight. For the Chinese government, any large-scale policy implementation demands immense caution. Therefore, policies need to remain 'stable' in order to secure the wealth of individuals and families, as well as that of the government finances and overall financial stability.