The discrepancy between economic growth and government's policy direction in China has created the current situation where domestic financial institution mainly issues loans to SOEs (State-Owned Enterprises), real estate, and a handful of sizable technological industries. The solution for such problem is the "consortium economy", which is a manageable and politically trustworthy industrial organization that is in the middle level between the SOEs and private enterprise. These organizations will categorize themselves by their industries, forming a stable economic entity that has far more economic insight than the government departments.