ANBOUND's senior researcher, He Jun believes that though the "House-for-Pension Scheme" is technically and methodically feasible, it bears some impacts and meanings in the current situation. The "House-for-Pension Scheme" is a measure to impose the pension responsibilities onto social investors and common people, as well as to force the banks to undertake all the risks from housing price adjustments. In order to solve the problems of supporting the senior cohort, an effective social security system needs to be established, whereby the state-owned assets could be replenished into social insurance accounts. The social insurance and investment system should be improved through the mutual funds model.