Since Guo Shuqing takes the position of the chairman of China Banking Regulatory Commission (CBRC), the supervision of the banking industry has entered a significantly enforcement stage. Based on this, Anbound research team believes that this will force some banks to shrink the original business model. However, as the banking sector has just begun to face the enforced supervision, to achieve it will still take time to achieve lasting results. For the majority of commercial banks, the traditional business model contraction and the transition process may have just begun. In addition, there is the need to take into account the Chinese shadow bank; in the first half of 2016 the shadow bank's total size accounted for 58 trillion renminbi. If the deleveraging of the financial system is seriously done, this will cause the banking businesses to be compressed.