China's Central Government has set the economic growth target to be 6.5% this year and has put forward a number of goals. Anbound research team believes that the actual implementation of these goals depends on the banking industry to adapt to the new changes, adjusting the direction of development and services in the real economy. This year, several works are urgent and important, including increasing asset securitization and debt-to-equity to reduce the pressure on banks’ bad debts. There is also the need to limit the flow of funds to the virtual economy in order to rectify the business, as well as to reduce the inefficient and ineffective state-owned enterprises, especially zombie enterprises to take loans, and to guard against debt market risk. Finally, the government needs to moderately control the mortgage loans and curb the property market speculative bubble. In general, the banking institutions should seriously consider how the financing system can return to the "right way" approved by the policy, the regulatory author and the market.