Chinese economy has continued to slowdown, and this affects the performance of the banking sector that provides financing services to the real economy. China's banking sector has been facing pressures in its profit growth; medium and large-sized banks now consider single digit growth a "new normal". On the whole, the development trend of domestic commercial banks has been very clear; the trend of the decline of net profit and the gradual rise of non-performing ratio is likely to continue for some time. To be sure, the banking sector has entered a phase of medium and long-term low income, maintaining single digit net profit could become the new norm.