This year, the "fever" of China's property market in its first and second-tier cities, and in some hotspots has yet to stop. A result of this is the growth of financial products like housing mortgage loan, yet the risks cannot be underestimated. Anbound research team believes that the gap between the current property price and the income level in China is probably the widest in the world; the extent of the domestic property market bubble has been much higher than China's fundamental economy can withstand. At the same time, financial products like housing mortgage loan have further enlarged the property market leverage, and contain huge financial risks. It will only speed up the burst of property market bubble, and if in the future property price goes down, individual residents and banking institutions would suffer great losses.