Currently, China's commercial banks’ core assets are consumed fast due to the increased NPL ratio and the slowdown of profit rate, which force the banks to face great pressure on bolstering their capital cushion. For ANBOUND research team, the pressure makes various banks to boost their capitals through overseas listing, designated placement, financing, issuing preferred stocks and other ways. Therefore, the key for the banks to cope with the pressure is to transform their growth model toward "asset-light" and “capital-light” strategy, as well as to reduce the share of their high capital-consumption business.