It remains extremely difficult for farmers to obtain financial services, the lack of property right as the collateral is one of the main reasons.

Anbound's research team points out due to the total lack of property rights, the circulation of land use rights alone is unable to form a proper market and this is one of the very important systematic problems faced by China.

The property right system and the mortgage system must be overhauled before tackling the problem of financing service.

Judging from this, the rural property right system is an unavoidable system.