According to the official of MOHURD, the conditions of establishing a national housing bank now are fundamentally mature. ANBOUND think tank scholars agree with it and say that given the housing bank will help the low-income household purchasing residential property, update the management on housing fund, and mitigate the shock generated by the slowdown of property market, the central government is likely to adopt the proposal and draw lessons from the model of Freddie Mac and Fannie Mae, make it China's own "two Fs".