With regard to the increasing financial risks, Premier Li Keqiang suggests that individual financial risks should be allowed and settled in accordance with market principles. ANBOUND think tank scholars note that the market, centering around rigid honor, has been trapped into a dilemma like prisoners'. While rigid honor should be broken, any change of it is very hard due to the complicated interest relationships. After all, it is a theme determining whether the "rule by market" can be executed. The marketization reform, which was not completed in 2014, should embrace a breakthrough in 2015.