Regarding the massive influence produced by the activity of "grabbing red envelopes" during this spring festival, ANBOUND think tank scholars propose two views: for the traditional banks, the activity has driven large amount of money rush out into the third-party payment platform; while for the regulator, it implied the emergence of the new supervision tasks and risks lead by mobile finance. The activity of “grabbing red envelopes” actually has strongly spurred the development of mobile payment, demonstrated the large space of mobile financial market, and also challenged the effective supervision in the immediate future.