Chinese internet finance is developing very fast. Banks and finance regulation departments have started introducing various regulations and rules for internet finance. ANBOUND senior researcher He Jun points out that the influences brought by internet finance are not just the competition of business and market shares. What is more significantly is that internet finance will help to break the monopoly of financial resources and promote reform of unreasonable financial market system. Chinese market-oriented reform requires a market-oriented financial market system. Financial manifestations represented by internet finance indicate the development direction of Chinese financial democracy.