The central bank declared that it would increase 20 billion yuan reloan quotas to some bank branches so as to support agriculture and guide rural financial institutions to reduce their loan interest rates concerning agriculture. ANBOUND think tank scholars observe that in China, a handful of major state-owned banks are monopolizing most of credit resources, but their main clients are major state-owned enterprises, who receive loans at a lower interest rate and then employ those money for a certain return through entrusted loans, financial investments and other instruments because they lack good investment projects. Therefore, in an attempt to change this circumstance and reduce enterprises' financing cost, the existing market pattern has to be broken up and inclusive finance has to be energetically developed while we are promoting the marketization reform.