The long-delayed private bank founded by Junyao and Fuxing might end up with a breakup. On August 20th, it was reported that Fuxing has decided to drop out from the Huarei Bank which was co-founded with Junyao. As being reported earlier, the two banks were secretly contending for construction schemes and dominance over the newly-built bank. ANBOUND researchers state that the divergence in operation dominance over the new bank, if really the cause of breakup between the two parties, highlights the license insufficiency for private banks. In case Junyao and Fuxing can each hold a license and seek their respective partners, the present situation would not have been occurred.